Car Insurance : A SearchMeSilly Guide

• You will need to present an insurance certificate and MOT before the post office issue you with car tax.
   
• Third party car insurance UK is the lowest level of cover that you can get and is the minimum required by law. Driving without car insurance may result in a fine or prison sentence.
   
• You are bound by the terms and conditions of your car insurance UK policy to keep your vehicle in a roadworthy condition. If you do not then you may not be liable to make a claim.
   
• If you use your car as transport to and from work then you need to make sure that you get car insurance UK cover that will protect you for commuting.
   
• For a small additional fee you can protect your no claims discount. This means that you will be allowed a small number of claims without your NCB being affected.
   
• If you are involved in any accident or incident, you must report it to your insurer regardless of whether or not you intend to make a claim.
   
• If you are going to be driving abroad then you might want to think about arranging extended car insurance UK for the length of your stay. All UK policies will protect you for the minimum required level of cover in EU countries, but this might not be comprehensive enough for your needs.