Travel Insurance : A SearchMeSilly Guide

What is Travel Insurance?

Like other forms of insurance, it’s purchased to offer cover when things go wrong and provides the necessary protection against the risk of travelling. It is not usually required if you are just travelling within the UK, although may be needed for cancellation cover. Generally to cover illness or accident, the risks include:

• Medical
• Cost of cancellations
• Loss or theft of possessions
• Claims made against you

Although Travel insurance is not a legal requirement, travel companies/tour operators may insist you get some, even if it is not from them (as long as it’s a similar policy). As with other insurance types, premiums are dependant on the risk involved, the extent and length of cover. Bear in mind that compared with the potential cost of an accident, travel insurance is relatively inexpensive.